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How Knotpot works, in four steps.

One of you sets up the pot and invites the other. Nothing is final until you've both read it and signed.

A couple at a table, one pointing at something on the other's phone.

  1. Step 01

    Verify

    Each of you confirms who you are.

    • Create your account (18+)
    • Pick your state
    • Quick identity check

  2. Step 02

    Set the rules

    Decide together, with your real numbers in front of you.

    • Choose a breakup rule
    • Choose your arbiter
    • Choose your milestone
    • Both of you sign

  3. Step 03

    Fund

    Link your banks and set a plan you can keep.

    • Weekly, every 2 weeks or monthly
    • Add extra any time
    • Interest earned at our partner bank
    • Spend on a goal when you both approve

  4. Step 04

    Last or settle

    Either way, the outcome is already agreed.

    • Milestone reached: money released
    • Ending: your rule decides
    • Safety exit: always there

Built for two people and one pot.

Everything you see in the app, the other person sees too.

Ledger

November

  • JJordan put in+$200Nov 14
  • SSam put in+$200Nov 14
StandingJordan $3,000 · Sam $2,000

Every dollar on the record

Each contribution, its date and who made it. Each of you has a standing, and interest is split by it, so there is nothing to piece together later.

Sam asked to spend $500

For
A week in Lisbon
Paid to
Example Travel Co.
Comes from
Jordan $300 · Sam $200
ApproveDecline

Spend together, with both approvals

Saving for a trip or a deposit? One of you asks to spend from a goal; nothing leaves the pot until the other approves.

Your agreement

Version 1

Rule
B. Leaver pays · 25%
Arbiter
Fast AI review
Milestone
Marriage
  • Jordan Signed
  • Sam Signed

Rules you both signed

Your breakup rule in plain English, with both signatures. Changes need both of you, and wait 30 days.

One shared view
Your balance, who put in what, time together, what's coming next, and anything waiting on you.
A milestone to aim for
Marriage by default, plus one of your own, like signing a lease together. Both confirm, then the money is released.
Private to the two of you
Only your partner sees your pot. You choose what we notify you about, and we don't show ads.

Be first to know when Knotpot opens in your state.

We're starting in Michigan.

We'll only email you about Knotpot's launch. Privacy